Palo Alto CD Rates

The economy is in decline, and that’s going to cause a downturn in Palo Alto’s high-tech industry. Even if you’re not involved in that industry the overall economic climate means it’s a good time to fully assess your financial picture. As part of that assessment, you may want to ask yourself if you’re getting the best rates you can on CDs, money markets, IRAs and other investments. If not, Palo Alto Banking Rates could help you find the CD rates you’re looking for.

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You work hard for your money, and when you invest it you want to be sure it works hard for you. Palo Alto Banking Rates is here to help you make that goal a reality.

Current Palo Alto CD Rates News

03/09/10

Baltic Trading's IPO Raises $228 Million at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

03/09/10

Strike up 'Pomp and Circumstance': Graduation rate takes 3 percent jump

State and city officials attributed the rise in graduation rates to better programming for students to keep them engaged in the classroom, ...

 

Best Palo Alto CD Account Rates

Featured RateBank / Credit UnionAccount Type
2.05%
As of February 8, 2010

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CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
1.60%
As of November 5, 2009
View Rate Details Pacific Service Credit Union CD Account
1.60%
As of November 5, 2009
View Rate Details Diablo Valley Credit Union CD Account
1.51%
As of February 15, 2010
View Rate Details Ibew Members + Credit Union CD Account
1.51%
As of November 5, 2009
View Rate Details Sunnyvale Credit Union CD Account
1.50%
As of November 5, 2009
View Rate Details Valley Community Bank - California CD Account
Bank / Account TypeRate ChangeDate
  Oakland Municipal Credit Union - 6 Month CD Account 0.65% to 0.50% Mar 5, 2010
  Patelco Credit Union - 6 Month CD Account 0.75% to 0.55% Mar 5, 2010
  Mission City Credit Union - 6 Month CD Account 1.00% to 0.75% Mar 5, 2010
  Cd Credit Union - 6 Month CD Account 1.00% to 0.80% Mar 1, 2010
  Bay Media Credit Union - 6 Month CD Account 1.15% to 0.95% Mar 1, 2010
 

Best CD Rates, IRAs and Investments in Palo Alto

Palo Alto Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Palo Alto credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Palo Alto Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Palo Alto, CA

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Palo Alto Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Check Rates in These Cities Near Palo Alto:

Serving the Following Palo Alto Zip Codes:

Redwood CityWalnut CreekCampbell
DowneyCupertinoEncinitas
Fair OaksInglewoodAlhambra
FairfieldLa MesaSalinas
San GabrielMill ValleyPleasanton
94301, 94302, 94303, 94304, 94305, 94306, 94307, 94308, 94309, 94310

Other Palo Alto Specials: Palo Alto Insurance Rates