Palo Alto CD Rates

The economy is in decline, and that’s going to cause a downturn in Palo Alto’s high-tech industry. Even if you’re not involved in that industry the overall economic climate means it’s a good time to fully assess your financial picture. As part of that assessment, you may want to ask yourself if you’re getting the best rates you can on CDs, money markets, IRAs and other investments. If not, Palo Alto Banking Rates could help you find the CD rates you’re looking for.

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You work hard for your money, and when you invest it you want to be sure it works hard for you. Palo Alto Banking Rates is here to help you make that goal a reality.

Current Palo Alto CD Rates News

 

Best Palo Alto CD Account Rates

Featured RateBank / Credit UnionAccount Type
1.80%
As of August 30, 2010

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CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
2.50%
As of July 23, 2010
View Rate Details Northeast Community Credit UnionCD Account
2.27%
As of August 31, 2010
View Rate Details Stanford Credit UnionCD Account
1.80%
As of August 30, 2010
View Rate Details Chevron Credit UnionCD Account
1.60%
As of August 24, 2010
View Rate Details 1st United Services Credit UnionCD Account
1.50%
As of August 27, 2010
View Rate Details Scott Valley BankCD Account
1.47%
As of August 30, 2010
View Rate Details Menlo Survey Credit UnionCD Account
Bank / Account TypeRate ChangeDate
 Meriwest Credit Union - 6 Month CD Account0.35% to 0.25%Sep 1, 2010
 Provident Credit Union - 2 Year CD Account1.00% to 0.90%Sep 1, 2010
 Menlo Survey Credit Union - 2 Year CD Account1.48% to 1.47%Aug 30, 2010
 Menlo Survey Credit Union - 12 Month CD Account1.33% to 1.32%Aug 30, 2010
 Menlo Survey Credit Union - 6 Month CD Account0.79% to 0.89%Aug 30, 2010
 Pacific Postal Credit Union - 2 Year CD Account1.05% to 1.00%Aug 27, 2010
 

Best CD Rates, IRAs and Investments in Palo Alto

Palo Alto Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Palo Alto credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Palo Alto Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Palo Alto, CA

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Palo Alto Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Check Rates in These Cities Near Palo Alto:

Serving the Following Palo Alto Zip Codes:

SacramentoWalnut CreekSan Leandro
StocktonCampbellLancaster
RiversideSan DiegoOakland
TemeculaRedondo BeachSunnyvale
San FranciscoChula VistaGarden Grove
94301 94302 94303 94304 94305 94306 94307 94308 94309 94310

Other Palo Alto Specials: Palo Alto Insurance Rates